Welcome to the FAQ Page

You'll find answers to the most commonly asked questions about Property Copilot and how to use it.

If you encounter any issues or have additional questions, please feel free to reach out to our support team here.

Getting Started / Account

What is Property Copilot?

Property Copilot is a compliant, trust-first rental management system for tenants and landlords. It automates the end-to-end rental workflow: list, apply, screen, sign, payment tracking, and report; so landlords and tenants can manage everything in one place.

Is Property Copilot available across Canada?

New rentals/ listings: Currently supported in British Columbia (listing a property, rental applications, and new lease signing).

Existing rentals: If you already have a tenant, you can use Property Copilot for rent tracking, payments and rent reporting across Canada.

How do I create an account?

Go to app.propertycopilot.io and sign up with your email. You’ll then choose whether you’re a landlord or tenant, then complete verification (when required) to unlock features.

Why do I need to verify my identity?

Identity verification helps prevent fraud and ensures a trusted rental community. For tenants, this prevents fake listings and landlord/property manager impersonation. For landlords, this reduces fake applicants and identity fraud.

What documents do I need to verify my identity?

You'll need a valid government-issued photo ID, like a driver's license or passport.

How do I reset or recover my password?

Go to app.propertycopilot.io/login and select Forgot Password. You'll then receive a password reset email.

Can I change the email address on my account?

Not yet. Email addresses can’t be changed on an existing account right now.

Is Property Copilot legitimate?

Yes, Property Copilot is a registered Canadian company built to support secure, compliant rentals.

We work with established third-party providers for critical workflows like credit data, identity verification, and electronic signatures, and we require user consent at every step.

Landlords and tenants only see the information that’s necessary for the rental process, and sensitive data is encrypted and protected.

Can I use Property Copilot from my phone?

Yes. Property Copilot works in a mobile browser today. Native iOS/Android apps are in development and will be launched soon.

Listing a Property

How do I list a rental property?

Log in as a landlord and create a new property from the ‘Property’ section of the app. You’ll enter key details like the address, unit type, rent amount, photos, and included utilities. Once the listing has been published, its ready to share with prospective tenants whether through direct link or QR code.

Does it cost to list on Property Copilot?

No. Creating and sharing a property listing is free. Paid features like tenant screening or premium tools are optional. See our pricing page for details.

What information should I include in my listing?

Include clear, accurate details such as:
 • Bedrooms and bathrooms
 • Rent amount
 • Included utilities
 • Parking or storage
 • Recent, high-quality photos

Complete listings help attract more qualified applicants.

Can I manage multiple properties?

Yes! You can manage multiple properties/ units from a single account. Each property keeps its own applications, leases, and rent records.

How can Property Copilot help me find tenants?

Property Copilot gives you a shareable listing link and QR code. You can post or send it anywhere, and interested tenants can apply directly through that link.

Applying for a Rental

How do I apply to a rental listing?

Tenants apply using the listing link or QR code shared by the landlord. Property Copilot doesn’t operate a public marketplace, landlords control where and how their listing is shared.

What information can a landlord ask for?

Landlords may request information typically used to assess a rental application, such as contact details, employment or income information, rental history, and references.

Property Copilot only shares information the tenant has explicitly consented to provide.

Why does Property Copilot ask for personal information like my SIN?

Providing a Social Insurance Number (SIN) is optional. It’s only used (if the tenant explicitly consents) to help Equifax accurately match a credit file during a credit check.

SINs are encrypted, used only for the credit check process, and are never shared with landlords.

Do I need to include my roommate on my application?

Currently Property Copilot supports one applicant per application. We are working on the ability to include roommates on an application.

What does a "verified" listing or landlord mean?

A verified landlord has completed the ID verification process and confirmed their identity.

A verified listing means the landlord has provided documentation showing they’re authorized to rent the property.

Verification helps reduce rental scams and impersonation.

Tenant Screening & Verification

How does tenant screening work on Property Copilot?

When a renter applies to a listing, landlords can request an applicant screening report. The report includes a credit check and identity verification.

Screening reports are delivered directly in the app. Tenants can also choose to purchase a screening report themselves and include it with an application.

Will a credit check affect the tenant's credit score?

Tenant screening credit checks are soft inquiries, which do not affect a tenant’s credit score and do not appear as hard checks on their credit file.

What information is included in a tenant screening report?

Screening reports include credit information such as credit score, credit history, payment patterns, and identity verification results.

How much does tenant screening cost?

Tenant screening reports are paid per report. For current pricing, see our pricing page.

What information do I need to run a screening report?

Landlords don’t need to collect any information themselves. Property Copilot collects the required information and consent directly from the tenant during the application process.

Can a tenant screen themselves to see what landlords see?

Yes. Tenants can purchase a screening report to review their own information and, if they choose, include it with rental applications. Reports must be recent (less than 30 days old) to ensure accuracy.

I'm a newcomer to Canada with no credit history. Can I still apply?

Yes. Newcomers to Canada can still apply for rentals. If a credit check is requested, the report may show limited or no credit history, depending on the tenant’s profile.

Lease Signing

Are e-signatures legally binding?

Yes. Leases signed through Property Copilot use legally recognized electronic signatures and include an audit trail showing who signed and when. Electronic signature compliance details can be found here.

How do I sign a lease?

The landlord sends a digital lease through the Property Copilot app. The tenant reviews the terms and signs electronically from a phone or computer. Once both parties sign, the completed lease is stored securely in each users account.

How does a landlord send a lease to a selected tenant?

After selecting a tenant the landlord can create, preview and send a lease agreement for signature through Property Copilot. Once sent, the tenant is notified (via email and in-app notification) and can review and sign digitally.

Does Property Copilot provide lease templates?

Yes. Property Copilot provides province-specific lease templates for British Columbia (based on the standard BC Residential Tenancy Agreement). Required standard terms are included, and landlords can add custom addendums if required.

What addendums can a landlord add to a lease?

Common addendums include pet agreements, parking or storage agreements, maintenance responsibilities, and strata rules and regulations. These are usually attached as addendums to the standard lease.

Can I sign a lease if I'm not physically in Canada?

Yes. Because leases are signed electronically, landlords and tenants can review and sign from anywhere with an internet connection.

Where are my signed lease documents stored?

Signed documents are accessible at any time and securely stored in the user's Property Copilot account, under the property the agreement was signed with.

Rent Payments

How does rent payment tracking work on Property Copilot?

Property Copilot currently supports manual rent payment tracking. Landlords record the rent payments in the app after they’re received,  creating a clear payment history for the tenancy.

How does a tenant pay rent?

Tenants pay rent directly to the landlord using the payment method agreed to outside of Property Copilot. Property Copilot is used to record those payments for tracking and rent reporting.

How does a landlord record a rent payment?

Once rent is received, the landlord records the payment under the property in their Property Copilot account. Recorded payments are used for rent history and, if enabled, rent reporting.

What happens if tenant doesn't pay rent?

If rent isn’t paid, landlords should follow their province’s tenancy laws and dispute processes. Property Copilot does not replace legal or regulatory enforcement mechanisms.

Rent / Credit Reporting

How does rent reporting work with credit bureaus?

When rent reporting is enabled, Property Copilot reports rent payment history to Equifax Canada.

Reported data reflects the rent payments recorded in Property Copilot and appears on the tenant’s Equifax credit file.

How does rent reporting work?

When rent reporting is enabled, the landlord records rent payments in Property Copilot. Those recorded payments are then reported to Equifax as part of the tenant’s credit file.

How does rent reporting improve my credit score?

Rent reporting adds rental payment history to a tenant’s Equifax credit file. Over time, consistent on-time payments can strengthen a tenant’s overall credit profile.

How long until rent payments show on my credit report?

The first reported rent payment typically appears on a tenant’s Equifax credit report within 30 days of being recorded. Ongoing updates are reported on a recurring basis.

Which credit bureau does Property Copilot report to?

Property Copilot reports rent payments to Equifax Canada.

Can I report past rent payments?

No, past rent payments can’t be reported retroactively.

Why is my Equifax score different from the score I see elsewhere?

Different credit bureaus and scoring models can produce different scores. Property Copilot uses data from Equifax, which may differ from scores shown by services that rely on other bureaus or models.

Does my landlord need to do anything for my rent to be reported?

Yes. For rent to be reported, the landlord must record the rent payment in Property Copilot.

What if I dispute information on my credit report?

If a dispute relates to rent data submitted through Property Copilot, contact our support team and we’ll review it. For unrelated credit information, disputes should be submitted directly to Equifax.

As a landlord, how does rent reporting benefit me?

Rent reporting can encourage more consistent on-time payments by aligning tenant incentives with their credit history. Industry data shows that 1 in 3 delinquencies stop when tenants start reporting rent payments.

Billing & Subscriptions

How much does Property Copilot cost?

Property Copilot offers optional paid plans for landlords and tenants. For current details, see our pricing page.

How do I cancel my subscription?

You can cancel your subscription at any time from Account Settings → Subscription. Access continues until the end of your current billing period.

How do I upgrade or change my plan?

You can upgrade or change your plan from Account Settings → Subscription.

How can I update my payment method for my subscription?

Payment methods can be added or updated from Account Settings → Subscription.

Can I get a receipt or invoice for my subscription?

Yes, receipts and invoices are available upon request. Contact Property Copilot support if you need a copy.