Turn Your Rent Into a Higher Credit Score
You already pay rent every month, why not build credit while you do it?
Property Copilot reports your payments directly to Equifax.
Get your first 3 months on us.
Signing up won’t affect your credit score.
Your Rent Doesn’t Count
Every month you pay rent on time and it’s probably your biggest expense. But none of it shows up on your credit report.
Rent is your biggest payment
Banks don’t see your rent. So when you apply for a credit card, a car loan, or a better apartment — your biggest proof of financial responsibility is invisible. A thin credit file keeps you locked out.
How Rent Reporting Works for You
Sign up once. Pay rent like you normally do. We handle the rest.
Set it and forget it
Sign up once. We verify each rent payment and report it to Equifax automatically.
No manual uploads.
No reminders.
No follow-ups.
Credit is built month by month
One payment won’t change your score. But consistent, verified on-time payments reported every month will. Your credit profile starts reflecting how you actually pay.
We report verified, on-time rent payments month after month, so your credit profile reflects how you actually pay.
Your data stays yours
Everything is encrypted. We never see or store your login credentials. Your financial information is protected at every step.
Tenants See Real Credit Growth
Tenants who report their rent payments see an average credit score increase of 40+ points within six months — especially those with thin or no credit history.
*Based on industry data from Equifax, Experian, and TransUnion studies on rent reporting outcomes.
Your Rent Is Already Going Out the Door. Make It Count.
Get your first 3 months on us.
Signing up won’t affect your credit score.
Frequently Asked Questions
Everything you need to know about rent reporting and credit building.
Sign up to Property Copilot+ and we’ll begin to identify your rent payments. Each month, we verify your payment and report it directly to Equifax - which can help your credit score grow.
Yes. We use bank-level encryption and never see or store your login credentials. Your financial information is protected at every step.
You can continue with Property Copilot+ for $5/month or cancel anytime. No contracts, no hidden fees.
No. You sign up on your own. Your landlord will be notified that you’ve enrolled, but they don’t need to do anything for you to get started.
Still Have Questions?
Reach out to our team anytime.