Spot the red flags before they move in
Go beyond a credit score with an instant, consent-based screening report that reveals payment behaviour, credit utilization, outstanding debt, public records, recent inquiries, and identity-risk signals before the landlord makes the call.
A credit score is only the headline
A single number does not show the balances, utilization, missed payments, collections, bankruptcies, judgments, account history, or recent inquiries behind it. The report gives you the full story.
Missed payments and late history
Collections and public records
Recent credit inquiries
What the landlord receives
A clear summary of the applicant's financial picture, built from Equifax data and identity verification. You see the evidence, not just a number.
Property Copilot Score
A 100-point summary of payment history, public records, credit utilization, and overall credit score. It is a summary, not an approval recommendation.
Equifax score
The applicant's credit score from Equifax, shown with the context needed to understand it.
Warnings
Clear signals for missed payments, collections, bankruptcies, or other public records that need a closer look.
Identity information
Verified identity details and Didit AML results, including PEP, sanctions, negative-news, and regulatory-action searches.
See what the number cannot tell you
The report shows the evidence behind the score.
Payment behaviour and utilization
Late-payment history, missed payments, balances, and available credit.
Accounts and public records
Credit accounts, mortgage details, collections, bankruptcies, debt recovery, and judgments.
Inquiries and identity-risk signals
Recent credit inquiries plus Didit identity verification and separate AML searches.
A clear 100-point summary of the file
The Property Copilot Score summarizes four signals. It is a summary, not an approval recommendation or a prediction.
Payment history
Public records
Credit utilization
From consent to answers in seconds
The applicant consents. The landlord orders the report. The report lands in the applicant file instantly.
Applicant consents
The applicant provides consent through their application.
Landlord orders the report
The landlord orders the $25 screening report.
Report delivered instantly
The report appears in the applicant file.
One report. Your decision.
Property Copilot does not pass, fail, approve, flag, or recommend applicants. You review the evidence, apply consistent criteria, and make the call.
Review the evidence
Apply consistent criteria
Make the decision
Part of the complete rental file
The screening report sits alongside the structured application, documents, and completed identity verification. You see the whole picture in one place.
$25 per report
No packages. No subscriptions. Pay only when you screen.
FAQs
Straight answers about the report, consent, and where the data comes from.
The report shows Equifax credit data, payment history, credit utilization, accounts, public records, and recent inquiries. It also includes identity verification status and Didit AML search results. It does not include rental history, eviction records, or criminal records.
The applicant gives consent through their application before any report can be ordered. Nothing is pulled without that consent.
The report is delivered instantly after the landlord orders it. It appears in the applicant file right away.
Credit data comes from Equifax. Identity verification and separate AML searches come from Didit, including PEP, sanctions, negative-news, and regulatory-action checks.
You do. Property Copilot does not pass, fail, approve, flag, or recommend applicants. You review the evidence and apply your own criteria.
Still have questions?
Talk to our team about screening and the rental workflow.
See the red flags first
Start free and order a screening report when you have a real applicant.
